Vital rewards responsible spending habits and credit score improvements with credit health rewards. It’s our hope that cash incentives will motivate Vital community members to make smart financial decisions and improve their credit.

We also make it easy to monitor your credit health on the Vital Card App. Each month, you’ll be able to track not only changes to your credit score, but also changes to your credit score factors— that is, the past and present actions that are likely impacting your score.
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With these credit-monitoring features and credit health rewards, Vital can help you along the path to healthier credit.